INSIGHTS
Notes on planning the years that matter.
Practical writing on retirement, super, age pension, and aged care. For Australians working through the decisions.
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Browse the full advice library.
Business exit5 min
Selling Your Pharmacy to a Younger Partner: A Senior Pharmacist’s Guide to Getting the Exit Right
Most senior pharmacists negotiating a buyout from a younger partner don’t know where to start. Here’s the sequence to get right, the tax structure that moves the most money, and why the retirement plan should come before the dea
Read articleAge pension12 min
Age Pension in 2026: Rates, Changes, and What to Watch
Where the Age Pension sits after March 2026 indexation. Rates, deeming rate freeze expiry, Support at Home, Commonwealth Seniors Health Card, Work Bonus, and what to watch in the May 2026 Budget.
Read articleRetirement10 min
Retirement Planning in Logan: A Local Guide
Logan is one of Queensland’s most retirement-viable postcodes. Median home ~$680K, full hospital and Centrelink access, aged-care density, 25 minutes to Brisbane. Here’s the local arithmetic.
Read articleChoosing an adviser10 min
How to Choose a Financial Adviser in Brisbane
Vet any Brisbane financial adviser in about ten minutes with four checks. The ASIC Register, qualifications, AFSL, and fee disclosure. Then the questions that sort the good ones from the rest.
Read articleWealth13 min
What Happens to an Inheritance: Tax, Super, and What to Do First
No inheritance tax in Australia. But super to adult children is taxed at 15%, the family home has a two-year CGT clock, and the Age Pension can shift overnight. Here’s how to handle it.
Read articleRetirement10 min
Helping Your Parents and Planning Your Own Retirement at the Same Time
Two plans, not one. How to help ageing parents without derailing your own retirement. Sandwich-generation strategy for Australians in their fifties.
Read articleAged care11 min
My Parents Need Aged Care. Where Do I Start?
Start with two free calls. ACAT assessment from MyAgedCare, financial assessment from Services Australia. Everything else follows from what those uncover.
Read articleRetirement9 min
Should I See a Financial Adviser Before I Retire?
Between five and ten years out is the window where good advice pays for itself. What a pre-retirement adviser actually does, what it costs, and when timing really matters.
Read articleAdviser fees10 min
How Much Does a Financial Adviser Cost in Australia?
What financial advice costs in Australia in 2026, the four fee structures you will meet, real price ranges, what should be included, and the hidden costs to check.
Read articleSuper7 min
Downsizer Contributions: How Selling Your Home Can Boost Your Super
How the downsizer contribution lets you move home-sale proceeds into super, who may be eligible, and what to check before you sell.
Read articleSuper7 min
What Happens to Your Super When You Turn 60?
What changes for your super when you turn 60, how access and tax can shift, and when it is worth getting advice before you act.
Read articleAge pension9 min
Age Pension Means Test 2026: Assets and Income
How the Age Pension income and assets tests work in 2026, with the current homeowner and non-homeowner thresholds, deeming, and the point where it pays to get the numbers checked.
Read articleRetirement9 min
Your Pre-Retirement Checklist: A Guide for Australians in Their 50s and 60s
A practical checklist for the ten years before retirement, covering super, the Age Pension, insurance, debt, and estate decisions, in the order that matters.
Read articleSuper8 min
7 Super Strategies to Action Before 30 June 2026
Don’t miss these 7 superannuation strategies before 30 June 2026. Carry-forward contributions expiring, cap changes, and EOFY moves that could save you thousands. Brisbane financial advisers explain.
Read articleSuper8 min
How Much Super Do I Need to Retire Comfortably in Australia?
How much super you need to retire comfortably in Australia, using the ASFA benchmarks, how the Age Pension fits in, and what to do if you are coming up short.
Read articleRetirement14 min
Retirement Planning in Australia: A Complete Guide for Pre-Retirees in Their 50s and 60s
A complete retirement planning guide for Australians in their 50s and 60s, covering super, the Age Pension, tax, debt, insurance, and cash flow, in order.
Read articleWealth11 min
Wealth Management in Brisbane: Strategies for High-Income Earners in South East Queensland
Planning points for higher-income households in south east Queensland, including cash flow, tax-aware investing, super, insurance, and debt.
Read articleInsurance10 min
Income Protection Insurance in Australia: What You Need to Know
How income protection works in Australia, what affects premiums and claims, and how to check whether your cover still fits your income and family.
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