The Great Advice field guide
Plain answers for the years that matter.
Guides on retirement, super, the Age Pension and aged care, written for people across south east Queensland who are within ten years of finishing work.
★ Rated 5.0 on GoogleWritten by George Iacovou, Principal Financial Adviser16+ years
Retirement planning in Australia: the complete guide for your 50s and 60s.
The orientation guide. Super, the Age Pension, tax and cash flow, set out in the order the decisions actually come up.
Read the guide →
Getting ready to retire
3 guidesThe runway. What to line up in the ten years before you finish work.
ChecklistYour pre-retirement checklist: a guide for Australians in their 50s and 60s
A practical checklist for the ten years before you finish work, in the order the decisions come up.
Your numberHow much super do I need to retire comfortably in Australia?
Work out your number against the ASFA benchmarks, and what to do if you are coming up short.
LocalRetirement planning in Logan: a local guide
The local arithmetic for retiring in the Logan corridor, from home values to services and access.
Your super
3 guidesHow access and tax change, and the contributions worth making before key dates.
At 60What happens to your super when you turn 60?
What changes for access and tax when you turn 60, and when it pays to check before you act.
DownsizerDownsizer contributions: how selling your home can boost your super
How home-sale proceeds can move into super after you sell, and what to confirm before you do.
Before EOFY7 super strategies to action before 30 June 2026
Seven moves worth actioning before 30 June 2026, including carry-forward contributions that are expiring.
The Age Pension
2 guidesWhat you may be entitled to, and how the tests actually work in 2026.
2026 ratesAge Pension in 2026: rates, changes, and what to watch
Where the Age Pension sits after the March 2026 indexation, and what to watch in the Budget.
Means testAge Pension means test 2026: assets and income
How the income and assets tests work in 2026, with the current homeowner and non-homeowner thresholds.
Written and reviewed by George Iacovou, a Principal Financial Adviser working with pre-retirees right across south east Queensland. 16+ years · ★ Rated 5.0 on Google · Springwood QLD
Aged care and your parents
2 guidesWhen the call comes, the first steps that keep your options open.
First stepsMy parents need aged care. Where do I start?
Start with two free calls, the ACAT and the financial assessment. Everything else follows from those.
Both at onceHelping your parents and planning your own retirement at the same time
Two plans, not one. How to support ageing parents without derailing your own retirement.
Choosing and paying for advice
3 guidesHow to tell good advice from the rest, and what it should cost.
TimingShould I see a financial adviser before I retire?
Five to ten years out is the window where good advice pays for itself. What it does, and what it costs.
How to vetHow to choose a financial adviser in Brisbane
Vet any Brisbane adviser in about ten minutes, with four checks and the questions that sort them.
CostHow much does a financial adviser cost in Australia?
The four fee structures you will meet in 2026, with real price ranges and the costs to check.
Protecting what you have
4 guidesKeeping what you have built, from income cover to what you leave behind.
InheritanceWhat happens to an inheritance: tax, super, and what to do first
No inheritance tax here, but super to adult children is taxed and the family home has a CGT clock.
Income coverIncome protection insurance in Australia: what you need to know
How income protection works, what affects premiums and claims, and whether your cover still fits.
High earnersWealth management in Brisbane: strategies for high-income earners
Planning points for higher-income households in south east Queensland, from cash flow to tax-aware investing.
Business exitSelling your pharmacy to a younger partner: getting the exit right
The sequence a senior pharmacist needs to get an exit-to-a-partner right, with the retirement plan first.
Before you go
The next step is a conversation, not a commitment.
Most people I meet have read plenty. What helps is sitting down together to put it against your situation and get a straight read on whether you're on track. The first meeting is on us, no obligation, online or at the Springwood office.
George Iacovou
Principal Financial Adviser · Great Advice, Springwood QLD
