Great Advice · Downsizer contributions

Could your home sale move money into super?

Rules checked 13 Jul 2026 · Self-check only
Total sale proceedsUse total capital proceeds, usually the sale price, before paying out a mortgage.
$

Who may contribute?

Owned for at least 10 years?

Wholly or partly your main residence?

Person 1

Age 55 or older when contributing?

Contribute within 90 days?Usually measured from settlement.

Used the downsizer measure before?

Your tested gates

Answer the questions to test the main gates

The age, ownership, main-residence, timing and prior-use gates decide the result.

Each person has a separate $300,000 limit. Nothing is stored and no personal details are needed.

Complete every field on the left for your own result.

What this checker simplifies
  • It tests selected gates only and does not confirm eligibility.
  • The allocation gives Person 1 the first available proceeds, then caps Person 2 at the amount remaining.
  • Downsizer contributions can affect tax, super and Age Pension outcomes.

The ATO sets the rules. A first meeting with George can test the evidence, contribution order and retirement-plan effect.

Work it out with George 5.0 Google rating · Free first meeting. No obligation.
How it works: The checker applies the selected property gates separately to each person, then limits each tested-open person to the lesser of $300,000 or total sale proceeds remaining after the earlier allocation. General information only. It does not confirm eligibility or consider your objectives, financial situation or needs. Rules checked 13 July 2026. See the ATO downsizer guidance. Great Advice is a trading name of Aetos Wealth Advisors Pty Ltd, Corporate Authorised Representative of Akumin Financial Planning Pty Ltd (AFSL 232706).