Great Advice · Super longevity

How long will my super last?

Figures checked 13 July 2026 · Estimate only

At what age will you start living off your super?

Is this for one person or a couple?

The ASFA comparisons assume you own your home.

Combined balances if you are a couple.

$

The yearly cost of the life you want, in today's money.

$

How is your super invested?

Returns are an assumption, not a promise.

Your retirement runway

Enter your figures to see your runway

Use round figures. Nothing is saved and no personal details are needed.

The line is a steady-return estimate of your super balance in today's money. The runway is not an Age Pension eligibility result.

Things people often miss
  • Markets do not return the same amount each year. Poor returns early in retirement can shorten the runway.
  • This simple estimate leaves out minimum drawdown rules, tax and one-off costs.
  • Age Pension entitlement depends on more than your remaining super balance.
The figures this estimate uses
AssumptionCurrent figure
Real return, conservative3.0% a year
Real return, balanced4.0% a year
Real return, growth4.3% a year
ASFA modest, single / couple$36,434 / $52,473
ASFA comfortable, single / couple$55,923 / $78,566

Checked 13 July 2026. Return inputs follow the current Moneysmart account-based pension assumptions, adjusted for inflation and the percentage fee used by this estimate. Spending comparisons use the ASFA Retirement Standard, March quarter 2026.

A rough runway is useful. A retirement plan tests what happens when markets and spending do not stay steady.

Work it out with George 5.0 Google rating · Free first meeting. No obligation.
How it works: This estimate applies a steady real return to the super balance you enter, then subtracts the yearly spending you enter. It reports a broad age band rather than a precise date. It does not calculate an Age Pension entitlement. Nothing is stored. Round figures are fine.

General information only. This tool does not consider your objectives, financial situation or needs, and a rough estimate is not personal advice. It assumes a steady return that real markets do not deliver. Investment returns are not guaranteed. Consider speaking with a licensed financial adviser before acting. Great Advice is a trading name of Aetos Wealth Advisors Pty Ltd, Corporate Authorised Representative of Akumin Financial Planning Pty Ltd (AFSL 232706).