Retirement Planning

Retirement is one of the most significant transitions you will ever make. After decades of working, saving, and building your life, the decisions you make in the years leading up to — and during — retirement will shape your financial security for the rest of your life.

What We Do

At Great Advice, retirement planning is our core specialisation. We help pre-retirees and retirees across the Logan corridor build a clear, personalised roadmap for retirement that answers the questions that matter most:

  • When can I afford to retire?
  • How much income will I need in retirement?
  • How do I turn my super into a reliable income stream?
  • Will my savings last the distance?
  • How do I balance the Age Pension with my super and investments?

We do not use generic models or one-size-fits-all templates. We sit down with you, understand your goals, your lifestyle expectations, and your current financial position, then design a strategy that is built around you.

Why Great Advice

With over 15 years of experience and a perfect 5.0-star Google rating from over 50 client reviews, Great Advice has earned the trust of the Logan community. We are independent — not tied to any bank or product provider — so our advice is always in your best interest.

We explain everything in plain English. No jargon, no pressure, no hidden fees. Just honest, professional advice from a team that genuinely cares about your outcomes.

Frequently Asked Questions

When should I start planning for retirement?

Ideally, 10 to 15 years before you plan to retire. However, it is never too late. Even if retirement is just a few years away, there are strategies that can significantly improve your financial position. The important thing is to start.

How much super do I need to retire comfortably?

The answer depends on your lifestyle expectations, whether you own your home, your health, and your Age Pension eligibility. As a general guide, the ASFA Retirement Standard suggests a couple needs around $690,000 in super for a comfortable retirement, but your situation may differ. We can help you calculate your personal target.

What is an account-based pension?

An account-based pension (also called an allocated pension) is a regular income stream paid from your super after you retire. It is one of the most tax-effective ways to draw income in retirement. We can help you set one up and structure your withdrawals to make your money last.

Do I need a financial adviser to retire?

You are not legally required to use a financial adviser, but the decisions involved in retirement — super drawdown strategies, Age Pension optimisation, tax structuring, estate planning — are complex. Getting professional advice can save you significant money and stress over the long term.

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At Great Advice, it’s not all about giving you offers and products but presenting you meaningful suggestions that may impact your chances of achieving the outcomes important to you. That is Great Advice!