01
You're close to retirement
You want to stop working in the next few years. You've saved reasonably well, but you're not sure if it's enough or how long it will need to last.
Advice services
Specialist retirement advice for South East Queensland.
Most of our clients are within ten years of retirement, or already there. They come to us with questions about super, the Age Pension, and how to make their money last. Working through yours is what we do.
First meeting is free. No obligation.
15+ years advising
5.0 from 58+ Google reviews
Fee-based · no commissions
AQF Level 8 credential
Akumin AFSL 232706
Who we help
Does this sound like you?
02
Your super stopped feeling like a number
It used to be a line on a statement. Now it has to cover groceries, travel, health, and whatever the grandkids need for the next thirty years.
03
Something has changed
A redundancy, an inheritance, a parent needing aged care, a divorce. You want someone to look at the bigger picture before you make a big decision.
Explore our services
What I do for you.
Retirement planning
Turn your super into income. Make it last.
Superannuation advice
Review your fund and contributions.
SMSF strategy
Whether running your own fund actually fits.
Age Pension guidance
Get what you're entitled to without tripping a rule.
Investment advice
Portfolios reviewed regularly.
Insurance advice
Life, TPD, income protection.
Aged care planning
Fees, bonds, entitlements for you or a parent.
Something else?
Tell us in a quick message and we'll reply.
Not sure where to start?
Book a 20-minute conversation. No obligation. We'll tell you whether we can help.
Book a meetingBefore you book
Helpful reads.
If you are comparing your options before booking, these three guides are the best place to start.
How we work
Three steps. No pressure.
If we're not the right fit, we'll tell you.
1
Goals meeting
A free 20-minute conversation. We want to know what's going on, what's worrying you, and what you'd like the next few years to look like.
2
Fact-find meeting
We look properly at your super, income, assets, debts, and what you want the next decade to look like. This meeting is free too.
3
Strategy & ongoing review
We walk through what we think you should do and why. If you agree, we implement. Then we meet at least once a year as life changes.
Our fees
Quoted in dollars before you commit.
Your first meeting is free. If we agree to work together, most initial plans are a fixed fee set after we've looked at your situation. Ongoing work is an agreed flat fee, not a percentage of your super.
No commissions on advice. No surprise invoices. We'll tell you the number before you start, in writing. Loan broking commissions, where they apply, are disclosed in your credit quote before you sign. We don't accept volume bonuses from lenders.
Statement of Advice — fixed fee by scope
| Retirement plan | $3,500 – $6,500 |
| Insurance advice | $1,500 – $4,500 |
| Age Pension guidance | $1,500 – $3,500 |
| SMSF strategy | $2,000 – $5,000 |
| Simple one-off review | From $1,200 |
| Ongoing advice (managed assets) | 0.5% – 1.0% p.a. |
| Ongoing advice (fixed annual fee) | Quoted per engagement |
Indicative only. You'll see the exact number in writing before any work starts.
Who we work with
Mostly people aged 55 to 75.
They come to us when their super balance stops feeling like a number and starts feeling like the next thirty years. Some have been burned by someone who sold them a product instead of advice. Some have never sat across from an adviser before.
Retirement is what we do best.
Loan broking
Borrowing that fits your bigger picture.
We do loan broking alongside our financial advice, which means everything's coordinated under one roof. Whether it's a home loan, an investment property, equipment finance, or a vehicle loan, we look at how the borrowing fits into your bigger financial picture.
We don't just find you a loan and send you on your way. We show you how it affects your long-term position and help you get it paid off faster.
Loan broking is provided under a separate Australian Credit Licence. Credit advice is distinct from financial advice and not covered by the AFSL shown in our footer.
01 How much does advice cost?
Your first meeting is free. If we agree to proceed, we quote a fixed fee for the initial plan based on complexity, and you see the number in writing before you commit. Ongoing engagements are an agreed flat annual fee.
02 Are you independent?
No, and under Australian law we can't call ourselves that. Great Advice is a Corporate Authorised Representative of Akumin Financial Planning Pty Ltd, AFSL 232706. What we can tell you is that we're fee-based, we don't accept commissions on investment advice, and our recommendations aren't tied to a bank or institution's product list.
03 Will I still get the Age Pension?
Possibly. The Age Pension uses an income test and an assets test, and how you structure your super, investments, and home can move you between tiers. A lot of clients find they're entitled to more than they thought, or they discover a structural change that preserves entitlement. We work through it in the second meeting.
04 What happens if the market drops the year I retire?
It's called sequence-of-returns risk and it's one of the bigger risks early in retirement. The strategy usually involves a cash and defensive buffer so you don't have to sell growth assets at a bad time, plus a review cadence so the plan adjusts as markets move.
05 Do I need an SMSF?
Most people don't. SMSFs make sense for some balances and some goals, and they're the wrong answer for plenty of others. If you already have one we can help run it properly. If you're considering one we'll give you a straight answer, including the reasons it might not be worth the trouble.
06 Is there a minimum super balance to work with you?
No hard minimum. What matters more is whether advice will change your position by more than it costs. We'll tell you honestly in the first call if that's unlikely.
07 Do you see clients outside Logan?
Yes. Our office is in Springwood and most clients are from the Logan corridor, but we see clients across South East Queensland in person and nationally by video.
08 What happens in the first meeting?
A 20-minute conversation. We ask what's going on, what's worrying you, and what you'd like the next few years to look like. You ask us anything you want. If we're not the right fit, we'll point you somewhere that is.
Get started
Want to come in for a chat?
First meeting is on us. No obligation. We listen, ask questions, and tell you straight whether we can help.
Book a meetingOr call us on 07 3290 0393
